Protect yourself from scams

Story by Roger Aeschliman
It’s a big scary world out there. There are truly monsters who seek to take advantage of the unwary or infirm. Most commonly today these monsters are called scam artists and the steal from the elderly.
That’s one message from Joe Molina, Assistant Attorney General in the anti-trust division of the Kansas Attorney General’s Office. The other message is that scammers can be defeated with some common sense methods and vigilance. Molina spoke to the Topeka Rotary Club in February bringing an informative slide show and a subtle sense of humor.
Key points for protecting yourself and your loved ones from scams include:
· Recognize scammer patter. Scammers know how to paint a picture over the telephone with one hand and reach into your wallet with the other. Real people with real offers want to meet in person.
· Don’t be rushed. A scammer wants a decision now and will pressure you. Real offers don’t come with urgent deadlines.
· Don’t be lured in by people asking for help. One of the greatest attributes of Americans is that we like to help people. Scammers know this and take advantage of it.
· Shred everything. Or at least all financial and family records.
· Some one offering you money over the phone or by e-mail is a scam. Bottom-line!
· Someone offering you a valuable prize you have won in exchange for shipping and handling fees is a scam too!
A final category of fraud is in home repair. Most commonly these are Door-to-door contractors offering “free inspections” and recommended home repairs. They take a large down payment/deposit and disappear; quote low price and raise it after work starts; con you into using your home as collateral; or even the rougher act of one person distracting you while another robs your home.
Molina encouraged everyone to feel free to contact his office for assistance if they suspect fraud or a scam, 296-3751.